The Best Airline
Credit cards of 2019

Step up your flight game and Fly Happy!

United MileagePlus® Explorer Card

United MileagePlus® Explorer Card
User rating:

Intro APR%

0% ?

Regular APR%

17.74%-25.74% ?

Annual Fee

$99

8.7

Gold Delta SkyMiles® Credit Card

2 Gold Delta SkyMiles® Credit Card
User rating:

Intro APR%

0% ?

Regular APR%

17.74%-25.74% ?

Annual Fee

$99

9

Hawaiian Airlines® World Elite Mastercard®

Hawaiian Airlines® World Elite Mastercard®
User rating:

Intro APR%

N/A ?

Regular APR%

17.74%-26.74% ?

Annual Fee

$99

9

Southwest Rapid Rewards® Premier Credit Card

2 Southwest Rapid Rewards® Premier Credit Card
User rating:

Intro APR%

N/A ?

Regular APR%

17.49%-24.49% ?

Annual Fee

$99

9

Capital One Venture® Card

Capital One Venture® Card
User rating:

Intro APR%

N/A ?

Regular APR%

17.99%-25.24% ?

Annual Fee

$0 First Year, $95 after

9

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

2 CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
User rating:

Intro APR%

0% ?

Regular APR%

17.74%-25.74% ?

Annual Fee

$99

9

Discover it® Miles Travel Credit Card

3 Discover it® Miles Travel Credit Card
User rating:

Intro APR%

0% for 14 months ?

Regular APR%

13.99%-24.99% ?

Annual Fee

$0

9

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card
User rating:

Intro APR%

N/A ?

Regular APR%

18.24% to 25.24% ?

Annual Fee

$69

9

Chase Sapphire Preferred® Credit Card

2 Chase Sapphire Preferred® Credit Card
User rating:

Intro APR%

N/A ?

Regular APR%

18.24%-25.24% ?

Annual Fee

$95

8

Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card
User rating:

Intro APR%

N/A ?

Regular APR%

18.24% to 25.24% ?

Annual Fee

$149

9

Platinum Delta SkyMiles® Credit Card

2 Platinum Delta SkyMiles® Credit Card
User rating:

Intro APR%

0% ?

Regular APR%

17.74%-25.74% ?

Annual Fee

$99

9

Alaska Airlines Visa Signature

3 Alaska Airlines Visa Signature
User rating:

Intro APR%

N/A ?

Regular APR%

17.74%-26.74% ?

Annual Fee

$99

9

American Airlines AAdvantage® MileUp Card

American Airlines AAdvantage® MileUp Card
User rating:

Intro APR%

N/A ?

Regular APR%

17.99% to 25.99% ?

Annual Fee

$0

9

British Airways Visa Signature Card

2 British Airways Visa Signature Card
User rating:

Intro APR%

N/A ?

Regular APR%

18.24% to 25.24% ?

Annual Fee

$95

9

Best Airline Miles Credit Cards

Airline Miles Credit Cards With the Best Rewards

How Airline Miles Credit Cards Work

What is an Airline Miles Credit Card?

Airline miles credit cards are an essential for every frequent traveler. These credit cards provide cash back rewards, extra points and miles, and more when you make any kind of purchase. Being able to eliminate most of the money you spend on traveling will open up a large space in your budget. You can use the extra money to help with bills or to improve your travel experience. Either way, it’s extra money for just using a credit card.

How Airline Miles Cards Work

Most cards will offer something like 1 mile for every penny you spend. The more money you spend with your card, the more miles you will accumulate. Eventually, you can trade these miles in for a seat on an airplane.

You should make note of how many miles your airline of choice requires to make the amount required for a flight because all airlines do this differently. It’s also possible for you to use your points to lessen the price of a ticket if you don’t have enough for the whole flight.

All you have to do is spend normally and decide where you want to go!

Benefits of A Miles Card

Most of these cards aren’t going to let your points expire, and they don’t force you to withdraw from your account. It’s really a great way to stock pile points for a big trip. You can also cash in your points often, if you like to take lots of little trips. It’s just going to save you money in the long run for the avid traveler. Plus, your points can be cashed in for more than just miles on some of the cards, and most parts of your travel are included.

Drawbacks?

One thing you have to be really diligent about it ensuring you don’t lose your points. If you return an item you earned points on, they’re going to be taken back when you return the item. Keeping up with payments is extremely important because once your account loses its good standing, you can’t get the points back that you earned.

When it comes to miles, watch out for conversion rates because you may lose a few miles in the process. Additionally, you don’t get full pickings for every flight. Most flights only have a few seats set aside for award flights, and you may need to be really flexible with your dates.

How to maximize the benefits

Just switch your daily debit card with your airline miles card. You can just make purchases that you would have been making anyways and earn points while doing it.

If you’re leading up to a trip in the future, use your credit card to make your travel related purchases. Buying all of your vacation clothes, luggage, and more can help you add points to your upcoming trip.

Additionally, you can make large purchases with your credit card, allowing you to earn miles fast.

Check for cards that have a sign up bonus. You can get extra points and other offers to help you start out strong.

Don’t just use the card for your ticket. You can cash in your points for things like your hotel stay, checking luggage, and other travel expenses, if your credit card allows it. You can really save a lot of money on the trip by savings up some more points before taking your trip.

If you know how to use the points, you can earn more money than with a cash back card. Most of the time, cash back cards give you less than the equivalent of money earned to an airline point. If you travel a lot and can eliminate most of your travel expenses year after year, this card will definitely be worth it.


Choosing the best card for your needs

Surprisingly, there are quite a few specialties you can go for. For instance, business travelers may be interested in the United Explorer Business Card. You can also choose a credit card faced on how frequently you use your preferred airline. Most airlines have paired with some credit card company (or more), so if you prefer Delta Airlines, you can look into the Platinum Delta SkyMiles Credit Card for American Express. But if Delta is usually your second choice, Gold Delta card may be a better choice. This card also comes with a checked bag benefit, so look into different offers available when you’re looking for cards. Some come with priority boarding as well. However, it is probably safer to just get a card that allows you to use it on any airline.

If you’re iffy about a card with an annual fee, keep in mind that these cards typically offer more benefits that will save you money in the long run. You should also be sure that your card allows you to cash in your points for all parts of the trip, if that’s something you’re interested in. Figure out what features will save you the most money or be the most beneficial and make your choice that way.

Is an Airline Miles Credit Card best for me?

If you really want to weigh the pros and cons, calculate how much money you spent on traveling last year. Then see how many miles you would earn each year from your preferred card with your regular spending habits. If that number shows that those earned miles would make a difference in your budget, go for it! The only thing you need to worry about is making sure you make every monthly payment so that you don’t lose the points and end up with nothing. However, if you travel more than once a year, having an airline miles credit card is likely to improve your overall traveling experience, especially if it takes out the stress of spending lots of money on your trip. Plus, you never know when an emergency may come up, and you need to fly out but lack the funds. Having those points to at least cushion the price can help get you there. Either way, it’s probably good to have.

 

 

 

 

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Other types of reward cards include:

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