Capital One Spark Cash
9
Card Features
- Earn unlimited 2% cash back on purchases
- Multiple introductory bonus offers
- Rewards never expire
PROS:
- Multiple introductory bonus offers
- Rewards never expire
- Get employee cards at no additional cost
CONS:
- $95 annual fee after first year
Capital One Spark Classic
9
Card Features
- Only need limited/average credit to qualify
- Unlimited rewards
- No foreign transaction fees
PROS:
- Unlimited rewards
- No foreign transaction fees
- No annual fees
CONS:
- High APR
- Below average rewards rate
American Express Blue Business Credit Card
9
Card Features
- $0 annual fee
- 0% intro APR for 12 months
- Double rewards for business-related expenses
PROS:
- Double rewards for business-related expenses
- Expanded Buying Power feature
- Free additional employee card
CONS:
- High credit score requirement of 690+
- 2.7% foreign transaction fee
- Cap placed on double point rewards