British Airways Visa Signature Card

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British Airways Visa Signature Card

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  • 50,000 bonus reward points when spending $3,000 within the first three months
  • Free annual Travel Together Ticket when spending $30,000 per annum
  • No foreign transaction fees


  • Triple Avios on purchases made at British Airways and selected partners
  • 50,000 bonus reward points when spending $3,000 within the first three months
  • Free annual Travel Together Ticket when spending $30,000 per annum


British Airways Visa Signature Card Summary

The British Airways Visa Signature Card prioritizes flights with this company but also allows for some flexibility in terms of choosing selected partners to fly through. The card has a very generous bonus offer, along with additional bonuses that can be earned by those individuals who do spend a significant amount with a credit card. The card does seem to be more attractive for people who regularly fly with British Airways, however.

There is an annual fee that is payable once per year, which is something that potential customers do need to take into consideration if they are looking at this card. The annual fee of $95 is relatively standard for a travel credit card.

The British Airways Visa Signature Card offers Avios, which is a reward system that can be used to redeem earned points for travel tickets and other selected benefits. Triple reward points can be earned on selected purchases. The card also does not charge additional foreign transaction fees, making it attractive to people who travel abroad.


PROS:
  • 50,000 bonus reward points when spending $3,000 within the first three months
  • Free annual Travel Together Ticket when spending $30,000 per annum
  • No foreign transaction fees

CONS:
  • $95 annual fee
  • Variable APR that can go as high as 25.24%
  • No intro APR offer


Best Features

The generous welcome bonuses that are offered to customers who are approved for the British Airways Visa Signature Card are some of the best features that the card has. Up to 100,000 bonus, Avios points can be earned in total. The first 50,000 is awarded after making $3,000 in purchases, given that these transactions are made within the first three-month period. The rest of these bonus Avios points can be earned when spending a minimum of $20,000 within the first 12-month period following the date at which the account was opened.

International travelers will also be able to benefit from the fact that the card does not come with foreign transaction fees, reducing the need to worry about extra expenses when using the credit card abroad.

Avios, which is the reward system for this card, can be earned on all purchases. The majority of purchases will reward one Avios point for each $1 spent. When using the card to pay for purchases at British Airways, as well as a few selected partners, three Avios points are earned for every $1 spent.


Drawbacks

The fact that the British Airways Visa Signature Card comes with an annual fee is definitely a drawback for many potential customers. Earning rewards that would even out the payment of this annual fee can be difficult if a person would mostly use the card for standard purchases.

The card also requires relatively high spending to qualify for the welcome bonus offers that a customer is provided. To qualify for all three bonuses that can be obtained, a total of $30,000 needs to be spent with the card within the first year.


Overall Summary

When spending $3,000 within three months of opening the account does not sound like a big problem, and flying with British Airways is something that a person already does, then the British Airways Visa Signature Card does have some benefits to offer. The requirements for earning additional bonuses, such as an extra 50,000 Avios and possibly even a Travel Together Ticket, however, is quite high for many potential customers. Features such as triple rewards on qualifying purchases, and the fact that there are no foreign transaction fees, are benefits to consider.


Who this card is best for

The British Airways Visa Signature Card might be a good option for people who do prefer to fly with these airlines frequently. This is also a great travel card for individuals who spend a significant amount on their credit card within a 12-month cycle, as this would grant them access to additional bonuses. For those who are looking for an affordable travel credit card, the British Airways Visa Signature Card may not be the ideal option to consider.


 

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