Carnival® World Mastercard® Credit Card

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Carnival World Mastercard

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  • Easy-to-earn introductory bonus structure
  • No annual fee
  • Flexible point redemption categories

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  • Earn a 10% ReFUNd when you book a Carnival shore excursion prior to your cruise
  • Easy-to-earn introductory bonus structure
  • No annual fee

Carnival World Mastercard Summary

If your preferred choice of a vacation is relaxing on a cruise ship, and enjoying all the amenities that come with one, then you should consider applying for the Carnival World Mastercard. This no annual fee credit card rewards its members with FunPoints on every purchase. These are bonus points that can be used towards your next cruise vacation and get you to those destinations you have always dreamed of.

  • Easy-to-earn introductory bonus structure
  • No annual fee
  • Flexible point redemption categories

  • Above-average APR
  • Below average regular rewards rates

Best Features

The initial bonus offer makes it very easy for cardholders to earn 10,000 bonus Funpoints, a $100 value. All the member has to do is make a single purchase to trigger the rewards. As mentioned, the 10,000 bonus Funpoints is worth up to $100 and can be used as a credit towards your next cruise purchase on Carnival. While most travel-related credit cards are willing to offer higher amounts in their initial bonus plans, they almost always require the member to spend at least $3,000 in the first 90 days of opening up their account. The fact that all you have to do is make a single purchase to get your bonus with this one makes it easy and stress-free.

Most travel cards that are tied to a specific airline, hotel, or travel company industry company will only allow the points to be redeemed with their property or the partnerships they have. The Carnival World Mastercard gives its cardholders the flexibility to redeem their points in the manner they see fit. Members can redeem points not only for Carnival cruises but also with their partner World Leading Cruise Lines, other types of travel, gift cards and merchandise. Flexibility is always a welcome feature when it comes to how you want to spend your points.

One unique facet about this credit card is you can receive a 10% refund when you book a Carnival shore excursion before your cruise. Almost all cruise lines offer a wide variety of shore excursions at their destinations, and Carnival is no different. Many of the excursions can cost you or a family hundreds of dollars, so the 10% refund is a welcome sight for those purchases


Perhaps the biggest drawback with this credit card is the lackluster bonus point redemption rates. Owners of the credit card will only receive a bonus rate structure of 2x FunPoints for every $1 spent on Carnival or World’s Leading Cruise Line purchases and just 1x FunPoint for every $1 spent on all other purchases. There is no option to earn more bonus points with various categories, something you will often notice with other travel rewards credit cards. Unless you are a frequent spender on Carnival, you might want to consider looking at alternatives that have higher earning rates

Overall Summary

Unless you are a regular cruise line traveler and prefer Carnival as your cruise line of choice, you are better off looking at other cards that are more well rounded with their travel rewards. Even though this credit card does give its users the option to redeem them in different manners not related to Carnival, the earnings rate is still subpar at best.

Who this card is best for

It is a credit card that is best for someone who is a frequent user of Carnival or World’s Leading Cruise Lines. A frequent traveler with the cruise line would be able to use points towards discounts on trips and refunds with their shore excursions. If you prefer not to vacation via cruise or rely on other competing cruise lines, then it is recommended you look at other travel-based credit card options.


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