Hilton Honors Surpass Card

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Hilton Honors Surpass Card

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  • Up to 12x Hilton Honors Bonus Points on selected purchases
  • Ability to earn a Weekend Night Reward once a year
  • 130,000 Hilton Honors Bonus Points welcome offer


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  • 130,000 Hilton Honors Bonus Points welcome offer
  • No fees for foreign transactions
  • Free airport lounge visits


Hilton Honors Surpass Card Summary

The Hilton Honors American Express Surpass Card is a travel credit card that comes with generous reward offers. While there is no introductory offer that gives the customer access to a 0% APR, the card does come with several ways of earning reward points – which can then be redeemed according to the customer’s preferences.

Customers who are approved for the Hilton Honors American Express Surpass Card are able to obtain 130,000 bonus Hilton Honors Points. This reward is very generous when compared to other welcome bonus offers that are available from competing for credit cards. It should, however, be noted that the minimum spending of $4,000, which needs to be made within four months of opening the account, can be high for some interested customers.

Apart from the 130,000 bonus Hilton Honors Points, customers are also able to earn a Weekend Night Reward when they make purchases for $15,000 or more during each 12-month period.

Bonus Hilton Honors points are provided for certain purchases, with the most generous bonus being awarded for purchases at qualifying hotels, as well as resorts, that form part of the Hilton network.


PROS:
  • Up to 12x Hilton Honors Bonus Points on selected purchases
  • Ability to earn a Weekend Night Reward once a year
  • 130,000 Hilton Honors Bonus Points welcome offer

CONS:
  • $95 annual fee
  • The transaction fee for Balance Transfer
  • No 0% intro APR offer


Best Features

Customers earn 12 Hilton Honors points for every dollar they spent at resorts and hotels that are part of the brand’s network. Six points are rewarded for each dollar that the customer spends at supermarkets, gas stations, and restaurants within the United States.

All other purchases that are made with this card are awarded three Hilton Honors Bonus Points per one dollar that is spent.

The customer can also obtain 130,000 Hilton Honors Bonus Points as a welcome offer if they are able to meet the minimum spending requirement. The period during which the criteria can be met is longer than many competitors.


Drawbacks

The annual fee will be a significant drawback for many when it comes to the Hilton Honors American Express Surpass Card. At $95, the customer will need to spend a lot on purchases to make up in terms of rewards.

There is also a minimum amount of $4,000 to be spent within four months to qualify for the 130,000 point bonus offer that comes with the issuance of the card.


Overall Summary

The Hilton Honors Surpass Card, previously known as the Ascend Card, has benefits for travelers, but the annual fee is something that a customer should consider before they fill out an application. The customer also needs a relatively high credit score for the card. The bonus awards offered on Hilton network purchases, along with those made at restaurants, gas stations, and supermarkets in the United States, definitely adds further value to the product.


Who this card is best for

The Hilton Honors Surpass Card is a great option for people who travel at frequent intervals and often take advantage of travel-related offerings that are in the Hilton Honors network. This is also an excellent credit card for anyone who wants to earn high awards while traveling. For those who want a card that does not come with an annual fee and are looking for a 0% APR introductory period, the Hilton Honors American Express Surpass Card may not be an ideal product to apply for.


 

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