IHG Rewards Club Premier Card

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IHG Rewards Club Premier Card

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  • Earn 80,000 bonus points after spending at least $2,000 in purchases in the first 90 days of your account opening
  • 10x points per one dollar spent when you stay at IHG hotels
  • A free night on the anniversary of your account opening up


  • 10x points per one dollar spent when you stay at IHG hotels
  • A free night on the anniversary of your account opening up
  • Free reward night when you redeem points for any stay of 4 or more nights


IHG Rewards Club Premier Card Summary

It is time for new potential new customers to start thinking about the IHG Rewards Club Premier Credit Card. The high introductory bonus offer, multiple free night promotions, and a fixed reward rate at IHG hotels make this a credit card every traveler should consider adding.


PROS:
  • Earn 80,000 bonus points after spending at least $2,000 in purchases in the first 90 days of your account opening
  • 10x points per one dollar spent when you stay at IHG hotels
  • A free night on the anniversary of your account opening up

CONS:
  • $89 Annual Fee
  • No Intro APR %


Best Features

The IHG Reward Club Premier Credit Card does offer quite a few perks. The introductory bonus promotion with this card should be considered to be very generous for new cardholders. The offer is new members will 80,000 bonus points after spending at least $2,000 in purchases in the first three months of their account opening up. The value of a free night is about 20,000 points, so that can be worth up to four free nights.

The high reward rate on purchase made directly with IHG hotels is another positive. The IHG Reward Club credit card offers 10 points for ever dollar spent with their brand. That type of reward rate puts this credit card as one of the highest earning ones out there in the market. Cardholders can earn an additional two points per every dollar spent when a purchase is made at gas stations, grocery stores, and restaurants. This feature will only continue to let the cardholder earn enough points for free night stays in a quick and timely manner.

Free night stays are what primarily drive people to choose a hotel branded credit card, and in the case of the IHG Reward Club Premier card they do not skip out on those chances. Cardholders will receive a free night on the anniversary of their account opening up and can receive a free night if they purchase a stay of at least four nights. Two chances to earn free nights is a type of feature that many other hotel branded cards do not offer with their benefits.


Drawbacks

The annual fee tied in with the credit card is arguably the biggest drawback to this card. Any annual fee is almost always considered to be a drawback, no matter the amount listed. In the case of the IHG Reward Club Premier Credit Card, that amount is set at $89. That may not seem like a significant amount to some, but that is money being spent every year that does not go towards any reward earnings.


Overall Summary

IHG hotel is a brand that many should consider staying with and choose for their travel reward credit card. The introductory bonus offer, high reward rate, and multiple free night opportunities are all features that help distinguish this credit card from its competitors.


Who this card is best for

This credit card is best for someone who is a frequent traveler and prefers to stay at IHG hotel brands when they do travel. The number of points one can earn with each purchase at the hotel, and double point opportunities with many other purchases, make it very easy for anyone to accrue enough points for free night stays.


 

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